Once verified and activated you can begin taking payments. This process is very simple and straight-forward. Once logged-in you will be greeted by your home page which lists your current wallet(s) and balance. To accept a payment simply tap the ‘+’ button located at the bottom of the screen.
At the top of this screen it shows which wallet you will be receiving the funds to. Most users only have one wallet but if you have multiple wallets please ensure the correct wallet is selected at the top of the screen. To change which wallet you want to receive the funds to you can simply tap it and a drop down menu will appear – simply select the wallet you require. (see Latipay App User Guide: Wallets for more detail)
Once you have ensured the wallet is correct you have two options: Either input the amount you want to bill your payer (Merchant Input Amount) or have the payer put in the amount themselves.
Merchant Input Amount: When Merchant Input Amount is selected simply tap the screen and enter the amount you want to receive from your payer (in your default currency). If you require a reference for this particular payment you can tap on ‘Create a Template’.
Here you will be able to create a template including a ‘Template Name’ along with Particulars, Code, and Reference. The value of this is to assist you in reconciliation and being able to track exactly which payments are from which payers and for which product/service. Each template you create can be used again at your convenience.
Once you have entered the amount and selected whether or not to use a template you can simple tap ‘Create QR Code’.
You will notice this produces a QR code on your devices screen. This shows the name of which wallet the funds will be going to and the amount you have requested your payer to pay. Simply show this QR code to your payer and have them scan the QR code with their mobile device. Your payer will then be prompted on their device to choose which platform they wish to pay you with (Alipay, Wechat, Visa, Mastercard, Poli, Paypal etc).
Once your payer has made the payment you will receive instant notification on your device.
If the payment failed or the payer did not have enough funds, a notification will appear on your device informing you the payment was unsuccessful. In this situation you will need to create a new payment QR code for your payer and try again.
Payer Input Amount: You can also generate a payment request for your payer to enter the payment amount. In this instance simply select ‘Payer Input Amount’, create a reference template (if desired) and tap ‘Create QR Code’.
A QR Code will appear on your screen. If you payer is physically with you then you can request they scan said QR code and enter in the amount they want to pay you.
Alternatively, if your payer is not on-site you can choose to share this QR code with them via Wechat, Email or Message. You also have the option to ‘save picture’ which will save this payment request QR code as an image so you can send it to your payer in any other way you prefer.
Once payment is made you will receive an immediate notification informing you that the payment was accepted or failed.